Should I Stay Or Should I Go?

I'm conflicted as to whether I should transfer in the Fall of 2009 or wait an extra year before transferring. If I stay an extra year, I will save a ton of money and maybe even discover a double major or a minor. I will learn more about myself and improve certain things that definitely need improvement. Then again, I'm disappointed because I've spent the past year daydreaming about leaving home and finally living on my own.

My application essays are finished and ready to be submitted, but is this really something I want to jump into?